Warning – Phishing Campaign Misusing the Names of the Central Bank and Western Union

We warn the public about an ongoing phishing campaign in which fraudulent messages are being distributed via messaging applications and social media, falsely using the names of the Central Bank of Montenegro (CBCG) and Western Union.

The messages claim that the Central Bank of Montenegro and Western Union are granting all adult citizens of Montenegro a one-time cash payment of EUR 50 and invite recipients to click on a provided link to allegedly claim the funds.

This is a phishing scam designed to trick users into opening malicious links and disclosing sensitive information, such as personal, financial, or banking data. Such scams may result in identity theft, unauthorized access to user accounts, or financial loss.

We urge citizens to exercise particular caution when receiving unsolicited messages promising cash rewards, gifts, or other benefits.

If you receive such a message:

• Do not click on any links contained in the message.
• Do not enter or disclose any personal, financial, or banking information.
• Do not forward the message to other users.
• Report the suspicious message and delete it from your device.

We remind the public that legitimate institutions and companies will never ask you to provide confidential information, including personal or banking details, via SMS, email, or social media.